We assess each business on a case by case basis, taking into account a range of variables before setting our processing rates. The below table provides a guideline of the types of rates we offer to merchants across low and high-risk industries.

Low-Risk

Merchants

Rates from

3.75%

Examples of Low-Risk merchants

Retail (online)

ebooks

Ticketing and Events

Subscriptions

Car Rental

Digital Content/ Online Communications

Online Games (legal)

Not for profit and Charity organisations

Apply Now

High-Risk

Merchants

Rates from

4.75%

Examples of High-Risk merchants

Adult Content

Online Gaming (legal)

Health and Wellness Products

Replica Sales

Travel

Dating

Call Centres

and many more…

Apply Now

What Factors affect my Rate?

SmilePayments will strive to provide the lower possible rate. For your consideration, factors that impact in the processing rate are: (i) Existence of Prior Processing History, (ii) Country of Incorporation of your company, (iii) Monthly volume in USD to be processed among others
For a no obligation online quote, please fill out our quick Quote Request Form today.